Experienced Representation and Dedicated Advocacy
If you have been disabled as a result of an accident or injury, you may be eligible for short- or long-term disability benefits depending on the nature of your disability. We at the law firm of Graves Richard Harris LLP offer experienced representation and dedicated advocacy to those who have suffered permanent injuries in the Niagara Region or Kitchener-Waterloo regions of southwestern Ontario. We will help you understand your rights and options for obtaining disability benefits.
Short-Term Disability Benefits vs. Long-Term Disability Benefits
Depending on the nature of your disability, you may be entitled to short-term or long-term disability. Short-term disability generally covers the first three to six months of lost income after your accident. If your injuries persist or they have caused permanent disability, you may then require long-term disability benefits to help you maintain financial stability.
Most disability benefits are payable through a group policy provided by your employer or through private insurance. Disputes can arise, however, as to whether your injury qualifies as a disability, especially in cases where long-term disability coverage may be needed.
Handling Insurance Disputes
The lawyers of Graves Richard Harris have extensive experience handling all types of insurance claims disputes, including those over short- or long-term disability. We will carefully review the terms of your policy, as well as your medical history. If necessary, we will refer you to independent medical specialists for assessment to determine the full extent of your disability. We will then negotiate with your insurance company to obtain maximum benefits to which you may be entitled, often through mediation or alternative dispute resolutions.
While it is very rare for such cases to go to trial, our lawyers are fully prepared to represent your interests in court should it become necessary.
Contact Our St. Catharines Disability Benefits Lawyers
If you suffered a permanent injury or you are involved in disability benefits dispute, we can help you protect your rights and obtain the benefits you need to maintain financial stability. For more information, contact us at 289-438-2213 in St. Catharines or 519-772-6797 in Kitchener for a free, one-hour consultation with one of our St. Catharines or Kitchener-Waterloo short- or long-term disability lawyers.
